THCA processing
THCA payments that survive the underwriting gauntlet.
Novel-cannabinoid brands get durable approvals and redundancy tuned for a category most processors refuse.
24hrtypical approval turnaround THCA specialists
The problem with generalist processors
- Blanket refusals from generalist and aggregator platforms
- Sudden holds on settlement and reserve surprises
- Category rules that outpace most underwriting teams
How Spectrum solves it
- Underwriting that understands the category
- Redundant paths so approvals stay live
- Transparent settlement you can plan around
Approval odds
See your THCA approval odds
Three quick answers for an instant estimate — then a real plan from a specialist.
Estimate your approval odds
Three quick answers. No credit pull, no commitment.
More industries
We process virtually everything high-risk
Get your THCA account approved
Tell us about your business. A specialist will map the fastest path to live payments.