Payments that never go dark.
High-approval, redundant processing for the industries banks turn away — cannabis, CBD, THCA, hemp, nicotine, sweepstakes, gaming, peptides and beyond. Intelligent routing keeps your good sales flowing.
- approval & live rate
- 0%+
- checkout uptime
- 0.0%
- typical approval
- 0hr
approval & live rate
checkout uptime
typical approval
Tap a path to take it offline. Watch checkout reroute instantly.
Built for the merchants everyone else declines
Generalist processors treat high-risk as an afterthought. We were built for it — with the approvals, redundancy and support to prove it.
Approvals that hold
Underwriting built for high-risk categories, not against them — so approvals stick instead of churning.
Redundant routing
Your checkout runs across multiple paths. One goes down, traffic reroutes instantly. You never go dark.
Lower compliance cost
A direct compliance partnership means eligible merchants pay roughly half the usual monitoring cost.
Every way to pay
Card-present, online, delivery, recurring and modern digital wallets — all under one relationship.
Clarity, not surprises
Transparent settlement and pricing you can actually plan around. No mystery holds or reserves.
A real specialist
You get a dedicated high-risk expert on your side — not a ticket lost in a generalist queue.
One relationship. Every way to get paid.
Being down for a week can be devastating. We build redundancy in from day one — so if one method tightens, your revenue keeps moving through another.
Credit & Debit Cards
All major networks, placed with acquiring banks that understand high-risk — no risky work-arounds.
Apple Pay, Google Pay & Cash App
One-tap digital wallets built into checkout for a fast, familiar experience that lifts conversion.
ACH & eCheck
Lower-cost bank debits for recurring and high-ticket orders — plus a resilient fallback when card volume needs a backup.
Crypto
Digital-asset checkout for global, chargeback-resistant payments alongside your cards.
NFT Payment Solution
An innovative NFT-based payment option that gives your store another compliant, resilient way to collect.
Offshore & Recurring
Offshore acquiring plus structured recurring and high-ticket support, so a single decision can never take you fully dark.
If it's legal, we'll find a way. Tell us about your business and we'll map the right mix.
A merchant portal that shows you everything
Real-time volume, approval health and settlement — the clarity high-risk merchants almost never get.
Volume (mo)
$0.0M
Approval rate
0%
Uptime
0.0%
- Card-presentjust now+$4,280
- Online checkout2s ago+$1,915
- Recurring9s ago+$640
- Digital wallet14s ago+$2,470
Live on your stack in three ways
However your store is built, there's a path to go live fast — let our team do it in under 30 minutes, drop in our plugin, or connect over our API.
We integrate it for you
Our technical team completes the full integration for you. Share admin access to your store and we handle the rest — the fastest path to live.
Under 30 minutes
WordPress, WooCommerce & Shopify
Add our plugin to your store and start accepting payments right inside your existing checkout. Prefer hands-off? Our team installs and configures it for you.
Self-install or managed
Custom website & API
Building on a custom stack? Your developers integrate directly using our API, with our engineers supporting you the whole way to launch.
Developer-friendly
Embedded checkout
Keep buyers on your own store with payments built right into your existing checkout — seamless and on-brand. The most popular choice.
Hosted checkout
Send buyers to our secure, localized checkout with prices in their own currency, then back to your store once payment completes.
Get paid on time, with full visibility
Transparent payouts and a real-time dashboard keep you in control of your revenue — and same-day onboarding gets you live fast.
Predictable payouts
Clear eligibility with no guesswork — funds become payable once an order is fulfilled and dispute-free, so you always know where your money stands.
Real-time dashboard
Approvals, volume, chargebacks and deposits in one live view — see how your business is performing the moment it happens.
Reconciliation-ready reporting
Downloadable statements and exports that line up cleanly with your books, so month-end close is quick and painless.
Fast onboarding
Same-day approval and integration — connect your store and start accepting payments right away, not weeks from now.
Reach customers anywhere, stay online everywhere
Sell across borders with local-friendly acquiring and routing that keeps approval rates high — engineered so your business keeps processing no matter what.
Multi-acquirer routing
Volume is spread across multiple acquiring banks, so a single decline reason or bank decision never stops your revenue.
Smart decline recovery
Recoverable declines and out-of-date cards are handled behind the scenes, so sales that would otherwise be lost still go through.
Compliance-first risk
A dedicated team monitors chargebacks and risk so your accounts stay healthy and open, not frozen.
Built-in redundancy
Cards, ACH, eCheck, crypto, and offshore run in parallel — real backups, not a single point of failure.
How likely are you to get approved?
Answer three questions for an instant estimate — then get a real plan from a specialist.
Estimate your approval odds
Three quick answers. No credit pull, no commitment.
We process virtually everything high-risk
If a bank turned you away, there's a strong chance we can get you live.
Why merchants leave the aggregators
One-size-fits-all platforms weren't made for high-risk. The difference shows up fast.
From application to approved
A clear path from first hello to live payments — with a specialist alongside you the whole way.
Pre-qualify
Apply or reach out — no cost and no credit pull to pre-qualify. Your information stays private and is never shared with third parties.
Underwrite
We match your business with the right payment methods and banking partners for your vertical — coded honestly and built to last.
Get compliant
We review your site against the requirements and help you close any gaps before submission, so approval holds up under scrutiny.
Go live
Approved and set up across cards, ACH, eCheck, crypto and offshore — with a dedicated specialist on standby as you scale.
Want to go fully legit? We guide you through it.
For card-not-present merchants in regulated categories, certification is effectively the key to durable, wide-open processing. Through our direct partnership we fast-track your certification at half the standard cost — with far less friction than going it alone.
What certification requires
- Only permissible substances, sold through a valid, compliant relationship
- Licensed partners and documented regulatory compliance
- No unverified clinical, anti-aging or performance claims on your site
- Full disclosure of business affiliates, owners and every domain you operate
Not everything qualifies. We review your catalog honestly up front, so you never waste time on an application that can't pass — and we map the cleanest route for the products that can.
Questions, answered
Cannabis, CBD, THCA, hemp, nicotine and vape, sweepstakes, gaming, peptides and virtually any other high-risk category. If a generalist processor turned you away, we're built for exactly that.
Most merchants get a decision within 24 hours of a complete application. A dedicated specialist walks you through the fastest path for your category.
Your checkout runs on redundant paths. If one path has an issue, traffic reroutes instantly so good sales keep going through — you don't lose revenue to a single point of failure.
We hold a direct compliance partnership, so eligible merchants get monitoring and registration at roughly half the cost you'd pay going it alone.
Yes. A prior termination is common in high-risk and is not a dealbreaker. We specialize in getting previously shut-off merchants back online.
Both — online checkout, in-store card-present, delivery, recurring billing and modern digital wallets, all under one relationship.
Ready to get approved?
Tell us about your business. A high-risk specialist will map the fastest path to live payments.